The Center’s Executive Director, Erin Kemple, was interviewed for The CT Mirror‘s Sunday Conversation this week, discussing where we are fifty years after the passage of the Fair Housing Act. Here are a few key quotes from the interview:
“The Fair Housing Act was passed to do two things: One was to outlaw discrimination, and the second was to promote integration. And it’s the promoting integration part that we have not made much headway in. If you look at the statistics, Connecticut is one of the most segregated areas in the country. Bridgeport is number four. When you look at white-Latino segregation, Hartford’s number seven. And all of Connecticut ranks in the top 10 percent for white-black segregation. […]
We have done a study, and it’s on our website, that shows that African-Americans who are high income, African-Americans making over $170,000 a year, are denied mortgages at twice the rate of whites making less than $70,000 dollars a year. So it’s not just about the money. And certainly when we do fair-housing testing, it’s not just about the numbers, and it’s not just about the money. We’re finding consistently that the African-Americans are not quoted the same mortgage rates as white people. […]
We did some testing where we just had people walk into a bank branch. It was in an all-white neighborhood. A Latina says, ‘I’m on my lunch hour. I just need some information about what kinds of loans you have. Do you have anything in writing?’
‘No, we don’t do loans in this branch. You need to go to this other branch. We don’t have any information here.’
A white tester goes in about a half hour later. They have written information. They have offered to call a loan officer so that she can set up an appointment, and they are encouraging her. […]
We are segregated. We have housing, especially affordable housing, placed where it is because of decisions that were made by the government, by local governments, federal and state governments. So they are the ones that have to fix this, and this is why the zoning [legislation] that the governor was talking about [Wednesday at a celebration of the 50th anniversary] is so important. It is putting the onus back on the cities and the towns to open up their communities to people other than the people who have always lived there or who live there now.”
Special thanks to Mark Pazniokas from The CT Mirror for taking the time to chat with Erin.