The Center’s “Represent Yourself in Foreclosure: A Guide for Connecticut Homeowners” is available free of charge in English (12th edition) and in Spanish (11th edition).

The guide offers a comprehensive, easy-to-follow road map through the mortgage foreclosure process.

It also contains dozens of resources for a homeowner facing foreclosure, including sample official forms, and a directory of sources for additional information and help.

Download a copy of the guide below or fill out the form, and we will mail one to you.

If you are in danger of foreclosure, we strongly recommend you attend one of our Foreclosure Prevention Clinics or make an appointment with us for a Foreclosure Advice Virtual Meeting.

Connecticut Housing Finance Authority (CHFA)
CHFA offers multiple resources for homeowners facing foreclosure, including the myHomeCT program and the EMAP program. These programs may provide financial assistance to help you avoid foreclosure. To see if you qualify, you should contact CHFA – (877) 894-4111.

Housing Counselors
Homeowners with mortgage problems should consider working with a housing counselor. Housing counselors are experienced professionals with access to resources helpful to homeowners. They are available at no cost throughout the state. The Connecticut Fair Housing Center provides expert assistance to housing counselors when complex issues arise in the course of their work. Contact information for housing counselors is available in our foreclosure guide “Represent Yourself in Foreclosure: A Guide for Connecticut Homeowners”[make this clickable to go to the Foreclosure Guide] and at The Connecticut Housing Finance Authority.

Connecticut Department of Banking’s Foreclosure Assistance Hotline
The Department of Banking runs a hotline for homeowners with questions about foreclosure. It is available Monday-Friday from 8 a.m. – 5:00 p.m. at (877) 472-8313. For more information and a compilation of resources available to homeowners, go to

Mortgage Crisis Job Training Program
Mortgage Crisis Job Training Program – Logo The state-funded Mortgage Crisis Job Training Program is a project of The WorkPlace, Inc., in partnership with the Connecticut Housing Finance Authority (CHFA) and Capital Workforce Partners. The Program helps homeowners increase their job skills and earning potential. It offers customized employment services, job training scholarships, financial literacy, and credit counseling. For information, call (866) 683-1682 or visit the WorkPlace’s website.

Beware of Foreclosure Rescue Scams! People in foreclosure are frequently targeted by “foreclosure rescue scams”. Be cautious of non-lawyers who ask you to pay a fee for counseling, loan modification, foreclosure prevention, or a “forensic audit” of your loan documents, whatever their promises or claims. Many out-of-state attorneys target Connecticut residents; you should never pay attorneys whom you do not meet. Contact the Department of Banking for more information at (877) 472-8313 or go to


Are you looking to move? Our guides can help,

Whether you’re renting or buying, moving can be overwhelming! Our free Moving Forward Guides for renters and homebuyers can help you ensure that you find the right home for you while protecting your fair housing rights. Download your copy now, using the links below. To request a print copy, call us at 860-247-4400 or submit the form below. Please note that as of March 2023, the Center is out of print Homebuyer Guides, you can access electronic copies below.